Employee Provident Fund (EPFO) is a savings scheme targeted at retirement benefits for the organized sector in India. An Employee earning less than or equal to Rs 15,000 per month, has to mandatorily participate in it, whereas a salaried person can voluntarily participate in it. Companies having more than 20 employees have to mandatorily participate every employee’s share in the fund.
The contribution for the fund is of 12% for employees and the same for employers. The 12% of the employers is divided into employee pension fund and provident fund. There are many benefits for opting for this fund.
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What is UAN Registration?
UAN is a universal account number generated to bring all the different member identification numbers of employees under one roof. UAN of an employee will never change even if his employment changes. It is valid for lifetime and is linked to an employee for the same. It will assist the employee obtain the complete report of his EPF Investments through all the different employers he might have joined in his career. It will help him avail all his entitled benefits from EPF.